If you're over 40 and shopping for life insurance, backdating can be a handy—and completely above-board— way to save a little on your new insurance policy.Last month, Facebook announced a couple of new features for Facebook Page admins on the Timeline.Try highlighting the sale or holiday or moment you missed through Milestones to acknowledge the event, but not dupe your fans into thinking they just “missed” that post; or try brainstorming a new way to spin the post for the present or future! Deanna Zaucha is the Content Marketing Coordinator for Webs and Pagemodo, and also manages our social media presence.Just because Facebook has provided this tempting opportunity doesn’t mean that you are in the clear to use it for just any old purpose. She can be found on a dance floor, or on her i Phone keeping up with trends in marketing and tech.In an attempt to look on the bright side, I polled Pagemodo’s Facebook page followers about how they thought they would use the feature: This goes back to my unease over what businesses may try to hide in a previous post.
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If this happens, don't panic—your broker didn't just turn into a con artist.Take auto insurance, for example: if you backdate your car insurance policy so that it says you were covered for an accident you had the month you actually bought the policy, you'll be committing fraud.You do not want to backdate your auto insurance policy. Life insurance is different because by making your policy retroactive by a short period, the insurer isn't taking on any more risk.It's unlikely that you actually died last month and are faking being alive today so you can cash in on a death benefit. The reason has to do with your age and how it affects the price of your new policy.